Una mirada a la Gestión de Riesgos en las Microempresas: Un análisis de caso

Rosalba Martínez-Hernández; Susana Karina Rodríguez-Moreno

doi:10.29105/vtga10.3-487

Authors

Rosalba Martínez-Hernández Universidad Autónoma de San Luis Potosí
Susana Karina Rodríguez-Moreno Universidad Autónoma de San Luis Potosí https://orcid.org/0009-0003-4760-4290

DOI:

https://doi.org/10.29105/vtga10.3-487

Keywords:

Enterprise Risk Management , Microenterprise, Risk

Abstract

The objective of this work is to explore the perspective on the risks that the owner of a microenterprise adopts, and whether the organization adopts "risk management" in order to know if the organization is unaware, compliant, organic or mindful to the risks. For this, a literature review is carried out and documentary evidence and direct observation are collected, during the year 2021 and 2022. As a result, the owner perceives the risk as "an opportunity for growth." However, the results reveal that the microenterprise does not have documentary records or analysis of how risks are generated, nor how they evolve. That is why it could be considered as a company unaware of risks. However, since the owner perceives the risk positively and has kept the business running, even in front of the consequences in the pandemic, the microenterprise could be considered organic, due to the evidence of several actions developed to take and manage the risk. This highlight as an area of opportunity the formalization in terms of the risk management and the associated processes in the microenterprise mainly in the strategic management that also needs to be formalized.

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