Fintech y la transformación de los servicios financieros utilizando robo-advising: Una revisión a la literatura

Rodrigo Caballero-Fernández; Klender Aimer Cortez-Alejandro; David Ceballos-Hornero

doi:10.29105/vtga6.2-522

Authors

Rodrigo Caballero-Fernández Autonomous University of Nuevo León
Klender Aimer Cortez-Alejandro Autonomous University of Nuevo León https://orcid.org/0000-0003-1204-5815
David Ceballos-Hornero Autonomous University of Nuevo León

DOI:

https://doi.org/10.29105/vtga6.2-522

Keywords:

Fintech, robo-advising, Revision de Literatura

Abstract

Este artículo pretende cumplir con dos objetivos: el primero es realizar una revisión a la literatura relacionada con las plataformas de robo advisor, clasificando los distintos estudios que se han realizado para tener una perspectiva general de dichas investigaciones. El segundo objetivo es mostrar las características principales de plataformas de robo advisor para entender su funcionamiento. La metodología utilizada para el primer objetivo fue por medio de una búsqueda avanzada en scopus donde se clasificaron los diversos estudios por tema. Para el Segundo objetivo se hizo una búsqueda exhaustiva de diferentes plataformas de Estados Unidos para entender la manera en la que gestionaban la cartera de inversión. Los robo advisors son una pieza clave en la estructura Fintech con gran potencial de crecimiento derivado a los beneficios que otorga a las personas minoristas y que, por lo tanto, se han empezado a realizar estudios significativos con relación a las plataformas, sin embargo, aún queda un gran camino por recorrer.

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