El principal reto que enfrentan las empresas Fintech en México: Enfoque teórico
DOI:
https://doi.org/10.29105/vtga6.2-675Keywords:
Empresas fintech, fintech, Instituciones de tecnología financiera, Instituciones financieras, Servicios financierosAbstract
The Fintech Law name assigned the combination of the first three letters of ‹‹financial›› and the first four of technology; This Law was published in the official journal of the federation on March 9, 2018, it is a law that regulates financial institutions and basic and technological infrastructure, facilitating access to financial services for users. Financial institutions have younger clients every day, so they have to be innovating and evolving by offering simple fast services. This research aims to identify the problems of applying the Fintech law in Mexico. A documentary review was carried out on the subject, as the main findings are the advantages of accessible loans (credit cards), mortgages, and online purchases, which have shown growth in early 2020, the greatest challenge to overcome financial technologies are in; they develop and evolve rapidly, even faster than the organizations and government agencies that establish laws related to this issue. The companies of these services must have a broad vision of the changes that financial laws can bring about with the technological advances and services that are developed, in turn, lawyers specialized in this matter would be hired to analyze the regularizations.
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